Local Train Ticket Insurance: Indian Railways is the fourth largest rail system in the world. Every day millions of passengers travel by train in India. For which Indian Railways has to run thousands of trains. Traveling by train is very convenient and comfortable. Along with this, you get train tickets at a much lower price than flight. That is why most passengers in India prefer to travel by train. Most people travel by train after getting reservation.
Because there is not much crowd in reserved coaches. And the journey is completed very easily. So along with this, when you make a reservation, you also get the facility of insurance on online booking during reservation. That is, if there is an accident in the train, then you also get insurance. Meanwhile, this question also comes in the mind of the people whether insurance money is also included in the local train ticket. Let us give you the answer to this.
There is no insurance in local train tickets
Indian Railways provides you insurance facility only in online reserved trains and that too is an optional facility. On the other hand, if we talk about local trains, then you do not get this facility in them. That is, if any accident happens with a local train, then the passengers traveling in it are not given insurance facility by the railways. However, the injured and dead passengers in the accident are definitely given compensation by the railways and the Government of India. And neither is your insurance money deducted from the ticket of local trains.
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Option is available in online reservation
Insurance facility is provided by the railways to passengers who book tickets online. You get this facility in both sleeper and single coaches. For this, when you book tickets online using your IRCTC ID or get them booked by someone else.
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So there you get the option of insurance. After clicking yes on it, you get the facility of insurance. For this you have to pay 0.45 paise. If you say no to the option then you will not get the facility of insurance.
